1. Service Description

• DisabilityBenefitAdvice.com is a free informational and referral service operated by Four Nine Nine Ltd.
• We are not a law firm, insurance company, or government agency.
• If eligible, you may be connected with a licensed agent in your state.

2. Eligibility

You must be 18 years or older to use this site.

3. Consent to Contact

• By submitting your information, you consent to be contacted by phone, SMS/MMS, email, or prerecorded call by Four Nine Nine Ltd and its partners.
• Your consent overrides your status on any Do Not Call lists.

4. No Guarantees

• We do not guarantee that you will qualify for benefits, insurance, or legal assistance.
• Decisions are made solely by the agents, providers, or government agencies.

5. Limitation of Liability

• We are not responsible for the advice, services, or outcomes provided by third-party agents or providers.
• Use of this site is at your own risk.

6. Changes

We may update these Terms at any time. Continued use of the site means you accept the updated terms.

7. Governing Law

These Terms shall be governed by the laws of England and Wales.