Effective Date: January 1, 2025

DisabilityBenefitAdvice.com ("we," "us," or "our") is a free online service owned by Four Nine Nine Ltd. Our mission is to connect users with licensed agents who can assist with Social Security Disability Insurance (SSDI), Affordable Care Act (ACA) health coverage, and burial/final expense insurance.

1. Information We Collect

• Information you provide (name, phone, email, ZIP code, etc.).
• Technical data (IP address, browser type, cookies).

2. How We Use Your Information

• To determine program eligibility.
• To connect you with licensed agents and service providers.
• For marketing communications from us and our partners.

3. Sharing Your Information

• With trusted partners and licensed agents who may contact you.
• With third-party service providers (e.g., hosting, analytics).
• As required by law.

4. Your Choices

• You can opt out of SMS/email at any time.
• You can request data deletion by contacting support@disabilitybenefitadvice.com.

5. Security

We use reasonable safeguards but cannot guarantee complete security.

6. Disclaimer

• DisabilityBenefitAdvice.com is not affiliated with the U.S. Government, Social Security Administration, or any government agency.
• We do not provide legal, financial, or medical advice.